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Costs associated with using Your Home

When purchasing a home through Your Home, there are a few costs you need to consider.

We've outlined some indicative costs you will need to have budgeted for. A full set of costings will be provided once you have been approved for Your Home.
 Pre-Completion Costs Amount to budget for Frequency
 Solicitors Fees £800 - £1,500 One off
 Valuation Fee £400 - £1,000+ One off
 Costs on Exchange Amount to budget for Frequency
Minimum of 10% of full property price
 One off
Costs on Completion Amount to budget for Frequency
Product Fee£1,500+VAT One off
 Rent 4.89% of unsold share value On completion then monthly 
 Lease Management Fee£25.73 On completion then monthly 
 Building Insurance Dependent on property value On completion, then monthly or annually
Stamp Duty Land Tax (SDLT)  Dependent on property value One off
Remaining funds due to purchase your share 
(min 25%) 
One off 

A comprehensive breakdown of associated costs will be made available to you on successful application.

Should you encounter difficulties in making your monthly payments, please contact our portfolio team straight away to explore possible solutions.

As a last resort, your home may be repossessed if you do not keep up with the payments. 

Start your application

It should take no more than 10 minutes

Man relaxing at home on the sofa applying to use Your Home