• Open the Door

    Find the home you love and we'll convert it into part buy - part rent
    APPLY TODAY

What is Your Home?

Your Home is about helping you onto the property ladder, without you compromising on size, style or location to achieve home ownership. 

Put simply, Your Home provides the opportunity for you to own and live in the house you really love, in the area that you choose, by only buying part of it.

Your Home works in partnership with estate agents across England and Wales to turn existing properties already for sale into part buy – part rent.

How does Your Home work?

Find the home you love and we’ll do the work to convert it into part buy part rent. 

Choose a share you can afford, with shares up to 75% available and a minimum share of 25% (which is a cash deposit) and pay a monthly rent on the part you don’t buy.

Please note, your initial share (minimum of 25%) must be purchased in cash. 

Example

Buying a 50% share of a £200,000 home with Your Home would look like this:

A 50% share would be:

£100,000

You need a minimum cash deposit of 25%

£50,000

The remaining 25% can be purchased with or without a mortgage

£50,000

You will pay a monthly rent on the share you don't buy

£408/pm

Who is eligible?

We're doing away with income restrictions and limits on what kind of property you can purchase to offer a part buy – part rent solution that caters to the movers and shakers out there. 


As long as you are buying a property available on the second-hand market as a freehold, and you plan to live in it as your main and only residence – Your Home can expand your opportunities.

For now and for the future

With a part-buy, part-rent solution, many people find themselves in the position of looking for the homes they truly want, not what they can afford outright. 


Like with a mortgage, you will pay a fixed monthly amount. This is your rent and is paid on the percentage of home that you have not bought through your initial share. Unlike a mortgage, the rent is linked to inflation through the Retail Price Index (RPI), not interest rates.


As your personal income and savings grow over time, you're free to up the percentage of the property that you own, gradually increasing your initial share and decreasing the percentage you pay rent on.

Your Home, your value.

Any freehold property in the market

No more restrictions. No more looking at certain new builds in certain towns. With Your Home, the choice is yours.


Search the market, speak to estate agents, view the properties you want.

Benefit from the increase in value

If you sell the property you will be entitled to the full value of the share you bought, as well as 50% of the value increase on the share you didn't buy initially – potentially helping you reach that next rung on the property ladder.

Increase your share at your pace

You retain the right to buy more – or all – of the property at any time. If the property has gone up in value, you will be entitled to a discount on your share purchase of 50% of the value increase.


Whether you're just getting started on the property ladder, or you're considering a step up. Your Home offers a product designed to expand your choices.

Are you ready to open the door to your dream home?

APPLY TODAY
or

Speak to us at:  020 3744 0415